Small Business Loans for Cash Flow
Get access to working capital with secured business loans designed to smooth cash flow and keep your operations running efficiently.
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Ease Cash Flow Pressure with Fast Secured Funding
Fluctuating income and high overheads can make managing day-to-day operations a challenge. We provide secured small business loans for cash flow, helping UK limited companies and LLPs maintain stability during quieter periods or when unexpected costs arise.
If you own a residential or commercial property with sufficient equity, our secured loans offer fast access to the working capital you need to keep your business moving forward — whether it’s covering payroll, supplier payments, or bridging seasonal gaps.
Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for an in principle offer of funds with no application costs and zero broker fees.
free no obligation quoteHow our loans can help you
Unleash the potential of your business. Our loans can help you..
Improve Cashflow
Purchase Equipment
Debt Consolidation
Pay HMRC
Pay Wages
Purchase Premises
Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
What our customers are saying...
I'm just emailing to confirm I have now received the funds of £40K into my business bank account. I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can't wait to get started. Thanks again.
GHU LTD
Cash Flow Business Loans for Limited Companies and LLPs
Cash flow issues can hit even the most established businesses. Whether it's late customer payments, rising overheads, or seasonal dips in revenue, keeping money moving through your business is essential. A secured small business loan for cash flow gives you breathing space to manage short-term challenges without stalling your operations.
By using the equity in a residential or commercial property, you can unlock funding that might otherwise be out of reach. Loans are typically available up to 75% of your property’s market value, helping you access the working capital you need when you need it.
Instead of juggling expenses or delaying growth plans, a secured loan gives you the stability to cover everyday costs and focus on running your business. With fixed interest rates and flexible terms, it’s a straightforward way to stay in control of your finances during uncertain times.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Frequently Asked Questions
Yes, EdgeFlow Capital offers secured business loans that can be used to support cash flow for Limited Companies and LLPs.
Any Limited Company or LLP registered in England or Wales can apply, as long as property security can be provided by a director or partner.
Only residential or commercial property can be used as security. Business income or invoices cannot serve as security.
Yes. Even new Limited Companies can apply, provided the loan is secured against qualifying property.
Between £25,000 and £250,000+, depending on the value of the property used as security and the company’s circumstances.
Residential homes, rental properties, and semi-commercial premises in England or Wales are commonly accepted.
If you default, the property used as security may be at risk of repossession by the lender to recover the loan balance.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT