Small Business Loans For Debt Consolidation
Simplify your finances with a secured loan to consolidate business debts. Get one affordable monthly payment with fixed interest and flexible terms. Available to Limited Companies and LLPs.
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Secured Small Business Loans For Debt Consolidation
Managing multiple business debts can impact your company’s financial stability and cash flow. At EdgeFlow Capital, we provide secured small business loans for debt consolidation, allowing UK limited companies and LLPs to bring existing debts under control with one streamlined repayment plan.
If you own a residential or commercial property with sufficient equity, our secured loans offer a practical way to consolidate outstanding balances, reduce interest costs, and regain financial clarity.
Access loan funding from £25,000 to £250,000 within 24 hours of approval. Check your eligibility in less than 5 minutes with no obligation. Apply for an in principle offer of funds with no application costs and zero broker fees.
free no obligation quoteHow our loans can help you
Unleash the potential of your business. Our loans can help you..
Improve Cashflow
Purchase Equipment
Debt Consolidation
Pay HMRC
Pay Wages
Purchase Premises
Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
What our customers are saying...
I'm just emailing to confirm I have now received the funds of £40K into my business bank account. I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can't wait to get started. Thanks again.
GHU LTD
Debt Consolidation Loans For Limited Companies and LLPs
Managing multiple business debts can quickly become overwhelming. Different interest rates, repayment schedules, and lenders can make it difficult to stay on top of your finances. A secured business loan for debt consolidation helps streamline your obligations into a single, manageable monthly repayment.
By securing the loan against a residential or commercial property, you can often reduce your overall interest rate and extend repayment terms to improve cash flow. Borrow up to 75% of your property’s market value, giving you access to the funds needed to clear existing debts and regain financial control.
Consolidating business debts not only helps reduce stress, but also makes budgeting easier and may improve your company’s financial health. It’s a smart way to reset, simplify, and focus on growing your business without being weighed down by scattered repayments.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Frequently Asked Questions
Yes. Businesses can consolidate existing debts into a single secured loan, using property as security.
Any Limited Company or LLP in England or Wales can apply, provided a director or stakeholder offers qualifying property as security.
Only residential or commercial property may be used. Existing debt or unsecured business assets cannot be used as security.
Yes. New companies with existing debts can apply, assuming suitable security is available.
Loan sizes usually range from £25,000 to £250,000+, depending on the value and equity of the security property.
Residential homes, investment properties, and semi-commercial properties in England or Wales are typically accepted.
Failure to repay may result in repossession of the secured property by the lender to recover the debt.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT