Small Business Loans For Equipment Purchase
Invest in your business with a secured loan to purchase essential equipment. Enjoy fixed interest rates, flexible terms, and quick access to funds. Available to Limited Companies and LLPs.
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Asset-Backed Loans to Invest in Business Equipment
Investing in modern, efficient equipment can boost productivity and reduce long-term operational costs. Whether you're upgrading outdated machinery, buying new tools, or financing technology systems, our secured small business loans for equipment purchase offer the financial support you need.
If you own a residential or commercial property with sufficient equity, we can help you unlock funds quickly and affordably. Use your property to back your loan and gain access to capital without selling equity or taking on high-interest unsecured debt.
Access between £25,000 and £250,000 with decisions made in hours. Zero application fees and no hidden broker costs.
free no obligation quoteHow our loans can help you
Unleash the potential of your business. Our loans can help you..
Improve Cashflow
Purchase Equipment
Debt Consolidation
Pay HMRC
Pay Wages
Purchase Premises
Are You Eligible For A Secured Business Loan?
If you meet the below criteria you may qualify for our Secured Small Business Loan.
You are a Director of a Limited Company in England or Wales
You own a property that could be used as loan security
You have a business bank account
What our customers are saying...
I'm just emailing to confirm I have now received the funds of £40K into my business bank account. I would just like to say many thanks for all your help with this Business Loan. It has been very much appreciated and will help me to get my business started. I can't wait to get started. Thanks again.
GHU LTD
Small Business Equipment Loans For Limited Companies and LLPs
Investing in new equipment can be a vital step toward growing your business, improving efficiency, or maintaining competitiveness. However, the upfront costs can be significant. Our secured small business loans for equipment purchase provide a practical way to access the funds you need without disrupting cash flow.
By using a residential or commercial property as security, your business can unlock funding typically up to 75% of the property’s market value. This allows for higher loan amounts and more favourable terms than many unsecured options — giving you the flexibility to purchase essential machinery, vehicles, or technology when your business needs it most.
With fixed rates and repayment terms up to 15 years, you can plan confidently while spreading the cost of vital equipment over time.
free no obligation quote£250,000 Max Loan Available
Zero Broker Fees
Secured By Residential or Commerical property
Fixed Rate & Interest Only Loans Available
Loans For Any Business Purpose
Deal Direct With The Lender
Small Business Loan Calculator
Fuel your company’s growth with our secured business loans. With flexible terms, quick approval, and competitive rates, you'll have the support you need to invest in expansion and long-term success
Curious about what a secured loan could look like? Get a rough idea here before you apply. This calculator is for illustrative purposes only.
free no obligation quoteLoan Term: 10 years
Our Small Business Loans can be used for any business purpose
Our Secured Small Business Loans can be used to consolidate existing debts, pay bills including HMRC, buy new stock or equipment or simply for cashflow purposes to cover seasonal demands.
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Flexible Loan Term
Loans may have a possible duration of 3 years up to a maximum of 15 years with the monthly payments fixed for the duration of the loan.
Fixed Interest Rate
On a Fixed Rate which means the interest rate charged will not vary for the loan duration. Interest rate 1.59% per month. 19.08% per annum. 20.84% APR.
No Debenture
No debenture required and no security required over your business assets.
Frequently Asked Questions
EdgeFlow Capital provides secured business loans to Limited Companies and LLPs, which can be used to finance equipment purchases or upgrades.
Any Limited Company or LLP in England or Wales can apply, provided one or more stakeholders can secure the loan against suitable residential or commercial property.
Only residential or commercial property is accepted as security. Equipment or machinery itself cannot be used to secure the loan.
Yes, even newly registered Limited Companies can apply, as long as the loan is secured against qualifying property provided by a director or stakeholder.
Typically, between £25,000 and £250,000+, depending on the available equity in the property used as security and the company’s overall profile.
Acceptable properties include homes, buy-to-let properties, and semi-commercial buildings in England or Wales, owned by the borrower or guarantor.
If repayments are missed, the lender may take steps to repossess the secured property to recover the outstanding loan amount.
How Our Secured Small Business Loans Work
Our Small Business Loans Tailored For You
Secured Business Loan Representative Example
If you borrow £25,000 over 10 years at an interest rate of 20.8% APR (fixed) you would pay £467.98 per month. The total charge for credit would be £31,157.60. The total amount repayable would be £56,157.60. A lenders legal and admin fee may be payable which would increase the total amount repayable and the APRC. The standard fee is £795 for loans up to £30,000 and £1395 for loans over £30,000.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT